Quick And Hassle-Free Hard Money Loans In Arizona

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Arizona has provided consistent real estate opportunities to both intrastate and interstate investors across the rest of the country. EquityMax has made it a mission to provide a diverse set of options for all ranges of investors, whether you are investing in Phoenix, Tucson, or beyond. We understand the need to be more than a lender in your transaction, but a partner to see you through the entire process. EquityMax welcomes the opportunity to financially guide you through your next deal to realize your maximum profit potential as an investor.

Experience The Benefits Of Our Hard Money Financing in Arizona

In-House Service

From the borrower’s initial inquiry through to loan payoff, the same wonderful staff at EquityMax is here to help. We never sell our loans or outsource loan servicing to a third-party. Even after funding, we offer a single point of contact to answer all of your post-closing questions.

We Finance Around The State

From Phoenix, Tucson, and Flagstaff to even smaller towns and counties, EquityMax finances everywhere in the Grand Canyon State. No matter the property type – rural, residential, or urban. In large metro areas and smaller towns alike, if the deal has profit potential, we will finance it with minimal requirements and no hassle.

Newbies Welcome

Arizona is full of opportunities for new investors to join in. While several private money lenders only work with experienced investors, at EquityMax we are encouraged by the opportunity to work with both new and veteran investors alike, whether it is your first deal or your 100th deal.

Longstanding Reliability

For nearly 30 years, we’ve funded more than $2 billion in hard money loans and been a one-stop shop for real estate investors seeking creative financing. Simply put, we have consistently shown our first-time and returning borrowers the expertise needed when they are looking to fund their next investment property.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Arizona?

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Latest Success Story

An experienced investor had a great deal in Scottsdale, but the Seller required a closing in less than a week. Short of options, the borrower contacted EquityMax who provided a no-appraisal loan, and closed in 3 business days.

Residential Single Family

Location – Scottsdale, AZ

Loan Amount – $250,000

Purchase Price – $350,000

Loan Type – Bridge

Term – 12 Months – 17 years (Borrower Option)

Rehab Amount – $75,000

Actual Retail Value – $500,000

Profit – $75,000

Driving Factors For Arizona Real Estate Market

Prices Will Continue To Rise

Increased demand has promoted an incredibly active housing market, but like much of the United States, there isn’t enough inventory to satisfy those searching in the market. Therefore, there is nothing that points to home values dropping, in fact, it’s safe to assume they will continue to rise in the future.

Passive Income Investors

Higher home values have reduced profit margins for rehabbers and flippers. As a result, long-term investors acquiring rental properties have achieved attractive monthly cash flows.

Economy Recovering Well

Arizona’s economy has recovered well over the past 10 years, including a solid rebound from the pandemic. Therefore, a strong economy and relatively low interest rates have promoted homeownership across the state.

Real Estate Market Breakdown of Arizona

$432,348

Median Home Value

2,293

Foreclosure Properties

81

Bank Owned Properties

2,212

Auction

Popular Counties: Maricopa, Pima, Pinal, Yavapai, Mohave

EquityMax Insight

Arizona was once one of the most popular areas for flippers and rehabbers with its great climate, variety of opportunities, and lucrative profit margins for investors. While quality fix-and-flip deals still exist, more and more investors are moving towards long-term rental properties. Attainable borrowing costs are offsetting the historically high home prices and the state’s price-to-rent ratio of 26.63 means more buyers are looking to rent than own a home. Regardless of the exit-strategy you choose, we advise all our investors to keep their eyes closely on the real estate market, ready to jump on any deals that come up.

What Our Clients Say

EquityMax
December 8, 2022

“EquityMax is the lender that will, basically, finance the deals that no one else will finance.”

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Scott
Real Estate Investor

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible Term • Minimal Insurance Requirements • Zero Prepayment Penalty

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Foreign National Loans

ZERO Credit or Qualification Requirements • No Personal Guarantee Required • Free Comparable and Repair Analysis

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Transactional Funding

Catering to Real Estate Wholesalers • 1-3 Day Funding • Minimal Notice to Close

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Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401K • Net Proceeds from Investing are Tax-Deferred • No Personal Guarantee

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Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

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Did You Know

Arizona has over 300 golf courses around the state, many of which are part of residential development communities that EquityMax finances.

Frequently Asked Questions

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Does EquityMax lend on fulfillment warehousing in Arizona?

Yes, warehousing and industrial real estate are asset classes we will finance.

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Does EquityMax require appraisals?

EquityMax never requires appraisals on its loan applications.  We only do local BPOs hired directly by us…no third party AMC.

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Where does EquityMax get its funding from?

EquityMax uses only its own family money. We do not borrower from outside parties to fund our deals.

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About Us

Licensed Mortgage Lender
NMLS #1523517

Licensed Real Estate Broker

6216 N. Federal Hwy.
Ft. Lauderdale, FL 33308

(954) 267-9103

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