COST-EFFECTIVE HARD MONEY LENDING IN NORTH CAROLINA

Seasoned and new investors alike are right in the midst of an expanding real estate enterprise throughout the state of North Carolina. With a range of profitable real estate projects at your fingertips from small towns to the major metropolitan counties of Mecklenburg, Wake and Durham, EquityMax will be the tenured and reliable financing partner that can effectively help you reach your investment goals.
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Hard Money Loans For Your Next Deal in North Carolina

SPEAK WITH THE OWNERS

While EquityMax works on a national scope, it is a family office that only lends its own personal funds. Therefore, every loan decision is made directly in-house, by the owners, and without the need for any middle men. Quicker answers means less hassle and an easier underwriting, closing, and funding process.

SPEED IS KEY

EquityMax regularly closes transactions in as little as 24 hours. We do not require appraisals, surveys, or even a formal application.  Upon receipt of a title search, we can close in 1 day.  Whether you invest in Charlotte, Raleigh, Ashville or beyond, there is no company that can close quicker.

NO EXPERIENCE, NO PROBLEM

North Carolina is becoming a popular market for new real estate investors. Therefore, whether you’ve done one deal or ten flips, we will provide insight and expertise to ensure your purchase or refinance investment is a profitable endeavor. Our trustworthy team is available, and on call, to crunch the numbers in order to maximize the potential of your real estate project.

EVERY SERVICE UNDER ONE ROOF

Our efficient team handles all aspects of the loan process directly without outsourcing to third-party providers.  EquityMax will originate, fund, and service your loan, all under one roof. Having a single point of contact throughout the real estate investment process will provide hands-on peace of mind should you have any questions about our financing.

CLOSE IN 48 HOURS OR LESS! READY TO GET STARTED?  

PREQUALIFY NOW

Latest Success Story

A borrower based in Wilmington purchased a property cash and continued with his own funds to repair the home. However, he needed additional funds to complete the renovation, and sought out EquityMax to help finish his fix and flip project.

Cash Out REFI
Location – Wilmington, North Carolina
Loan Amount – $25,000
Purchase Price – $102,500
Loan Type – Cash-Out Refinance
Term – 12 Months
Rehab Amount – $75,000
After Repair Value – $250,000
Profit – $50,000+

Driving Factors for North Carolina Real Estate Market

  • Demographics

    BIO-tech industry fueling new buyer demand throughout the greater Raleigh / Triangle area and surrounding region.

  • Home Values

    5+ years, and counting, of increasing values in the greater Charlotte real estate market.

  • Urban Market Inventory

    Decreasing number of investment opportunities have caused investors to expand geographic scope and seek opportunities in nearby suburban and rural areas

Real Estate Breakdown
of North Carolina

  • Median Home Value:
    $303,936
  • Foreclosure Properties:
    6,612
  • Bank Owned Properties:
    31
  • Auction:
    1,095
  • Popular Counties
    • Mecklenburg
    • Wake
    • Guilford
    • Forsyth
    • Cumberland

EquityMax Insight

Based on the newest available data regarding home values across North Carolina, the strategy of whether to flip a property or hold for rental could easily depend on how many bedrooms the home has.  2 bedroom homes are seemingly holding less value than homes with 3 or 4 bedroom homes.  This may be an opportunity to leverage 2BR homes for a higher rate of return when renting to tenants, given the lower overall home value of these homes vs. 1, 3, or 4 BR homes.

What Our Clients Say

  • "The whole team at EquityMax expedited my loan, closing in 2 days once title came back.  The approval process was easy and communication was friendly, effective and  exceptional. Gregory and Elly were always available to me, and their helpful proactiveness was the key in getting everything done with all parties involved. When I was concerned, Gregory told me we could make this opportunity happen on time, and he not only knows his business, but is a man of his word. A great financing source for any level real estate investor!" 

    Jacqueline First-Time Real Estate Investor

FIX AND FLIP / CASH-OUT REFI

  • High LTV / Low Rates / Flexible Term

  • Minimal Insurance Requirements

  • Zero Prepayment Penalty

FOREIGN NATIONAL LOANS

  • ZERO Credit or Qualification Requirements

  • No Personal Guarantee Required

  • Free Comparable and Repair Analysis

transactional-funding

TRANSACTIONAL FUNDING

  • Catering to Real Estate Wholesalers

  • 1-3 Day Funding

  • Minimal Notice to Close

NON-RECOURSE LENDING

  • Invest through a Self-Directed IRA or Solo 401K

  • Net Proceeds from Investing are Tax-Deferred

  • No Personal Guarantee

Have you been previously denied by a lender? Get a second chance with EquityMax

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Did You Know?

EquityMax is a proud corporate member of TREIA (Triangle Real Estate Investor’s Association).  Based on Cary, NC, the group boasts over 1,000 active members spanning the broad spectrum of real investing – from real estate agents to mortgage brokers to full-time investors.  EquityMax attends their main monthly meeting, networking with fellow investment professionals and expanding financing opportunities for the company.

frequently asked questions

What types of real estate property does EquityMax lend on?

EquityMax lends on any form of residential property, including single family homes, 1-4 multi-unit properties, condominiums & townhomes, and even small apartment complexes (20 units or less).  We also lend on commercial property and industrial warehouses.

Once I am prequalified, how quickly can I obtain a Proof of Funds letter?

EquityMax can send a borrower a Proof of Funds within 5 minutes of receipt of an acceptable, three-score credit report.  If a borrower does not have a recent report, he/she can request that Equitymax pull it.  For instructions, please click here.

Can EquityMax finance multiple properties simultaneously for borrowers?

Yes. EquityMax has multiple borrowers with several active loans in our portfolio.

Do I need to hold properties in a business entity?

EquityMax does not require our borrowers to be a Corporation of LLC.  We can originate loans to individuals, LLCs, Corporations, Land Trusts, and Self-Directed IRAs.

Where In North Carolina Does Equitymax Lend?

EquityMax lends on real estate throughout the state of North Carolina.  We are not geographically limited as to where we will finance in the state.

Does EquityMax Lend In Rural Or Agricultural Areas In North Carolina?

EquityMax will lend in urban, suburban, rural, and agricultural areas of the state.

How Do I Find Properties in North Carolina To Invest In?

While EquityMax is not a licensed real estate broker in North Carolina, we have partnered with several real estate companies, wholesalers, etc… that are actively selling real estate in your area.  Feel free to reach out to us and we will connect you with various sellers of real estate throughout North Carolina.

Interested in more detailed information on financing options for your real estate investment in North Carolina? Speak with our owners directly today! 

EQUITYMAX LOAN PROGRAMS

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