TRUSTWORTHY HARD MONEY LENDING IN ARKANSAS

Don’t discount The Natural State when it comes to opportunities to be a successful real estate investor. Arkansas offers one of the most affordable markets in the country along with a variety of approaches for investors to realize attractive profit margins investing. Whether you’re looking for larger-scale deals in the Little Rock or Fayetteville area or smaller loans in less populous, rural areas of the state, EquityMax is ready, willing, and able to be that funding partner.

Let EquityMax Cater to Your Specific Lending Needs In Arkansas

CITIES BIG AND SMALL

From Fort Smith to Little Rock and Jonesboro, deals exist for every level investor. EquityMax will work with you to analyze, execute, and fund your real estate investment to perfection.

DIVERSE LOANS SOLUTIONS

Whether it’s a fix and flip, cash-out refi or even a land loan, you can expect a quick proposal with competitive terms from EquityMax to ensure your deal makes financial sense.

EXPERIENCE AND EXPERTISE

Our company has been a family owned-and-operated business since 1990, including fully solvent throughout all market downturns of the last 30 years. Our ability to maintain profitable operations across 4 decades speaks to our excellent investment know-how and decision making skills.

EASY QUALIFYING, QUICK CLOSINGS

EquityMax does not require a minimum credit score or a formal loan application. We do not order appraisals or surveys, and do not ask for bank statements, tax returns, or other financial information. Fewer documents means less underwriting “red tape” and a faster funding timeline for your transaction.

CLOSE IN 48 HOURS OR LESS! READY TO GET STARTED ON YOUR NEXT DEAL IN ARKANSAS?

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Latest Success Story

A local Investor in Fayetteville was approached by a long-standing homeowner to purchase a house on 4 acres that he had been living in for years. The investor successfully purchased the property at a discount, fixed it up, and now rents the property long-term.

CASH-OUT REFI
Location – Fayetteville, AR
Loan Amount – $120,000
Purchase Price – $150,000
Loan Type – Purchase
Term – 12 Months – 17 years (Borrower Option)
Rehab Amount – $20,000
Actual Retail Value – $225,000
Profit – $10,000 annual cash flow

Driving Factors for Arkansas Real Estate Market

Affordability

Arkansas has a below-market price-to-rent ratio and it’s actually cheaper to own than rent. Additionally, while most states are seeing appreciation push buyers out of the market, Arkansas still remains much more approachable to invest.
The Future Is Rental Properties

While Arkansas is relatively affordable, prices are forecasted to increase in the coming years. Therefore, investors are beginning to flock to “buy and hold” investment opportunities over quicker flip projects.
Improving Economy

In the wake of the COVID pandemic, Arkansas’ economy has steadily improved, in part, because of promising job growth across indsturies. As a result, local demand for housing should continue to increase over the coming weeks and months.

Real Estate Market Breakdown Of Arkansas

Median Home Value:
$168,233
Foreclosure Properties:
454
Bank Owned Properties:
20
Auction:
434
Popular Counties
- Pulaski
- Benton
- Washington
- Saline
- Sebastian

EquityMax Insight

According to Attom Data Solutions’ second-quarter 2021 U.S. Home Sales Report, “the typical single-family home and condo sale across the United States during the second quarter of 2021 generated a profit of $94,500. That was up from $90,000 in the first quarter of 2021 and $60,572 in the second quarter of 2020.” Growing and appealing profit margins for investors make Arkansas a “go-to” state for investors looking to buy distressed properties, fix them, and sell them within 12 months. However, long-term rental properties also present a profitable scenario with ever-growing demand in a sector that was once overshadowed by traditional home buying. Simply put, low inventory has stopped many would-be buyers from achieving ownership and has forced them to continue renting their homes.

What Our Clients Say

"There are not a lot of hard money lenders that finance rural properties in our state, but I am glad EquityMax is one of them."

Caleb Experienced Real Estate Investor

FIX AND FLIP / CASH-OUT REFI

High LTV / Low Rates / Flexible Term
Minimal Insurance Requirements
Zero Prepayment Penalty

FOREIGN NATIONAL LOANS

ZERO Credit or Qualification Requirements
No Personal Guarantee Required
Free Comparable and Repair Analysis

TRANSACTIONAL FUNDING

Catering to Real Estate Wholesalers
1-3 Day Funding
Minimal Notice to Close

NON-RECOURSE LENDING

Invest through a Self-Directed IRA or Solo 401K
Net Proceeds from Investing are Tax-Deferred
No Personal Guarantee

Have you been previously denied by a lender? Get a second chance with EquityMax

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Did You Know?

EquityMax finances a majority of its Arkansas loans as direct leads from investors, as opposed to more traditional third-party inquiries (i.e. through mortgage brokers).

frequently asked questions

Does EquityMax prefer any particular market in Arkansas over others?

The great idea about lending in Arkansas is the diverse types of assets that we can lend on, from single family homes, to homes on acreage, to more metro investment opportunities.

What are the best cities to invest in?

It always depends on where the deals are! We always suggest investors cast their net of where to buy as wide and far as possible.

What types of real estate property does EquityMax lend on in Arkansas?

EquityMax lends on mainly residential real estate – inclusive of single family homes, condos, and townhomes. In a state like Arkansas, we focus on more non-traditional investment opportunities, such as vacant land, manufactured homes, and rural property home loans.

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