Preferred Terms Hard Money Loans — Up To 90% LTV, Fast Close

Elevate Your Real Estate Deals With Our Preferred Terms Loans

At EquityMax, we are committed to empowering real estate investors nationwide with the best financing solutions in the market. Our preferred terms for “the best of the best” are a testament to this commitment. Unlike many competitors, we believe that investors deserve not only speed and efficiency, but also best terms out there. We are excited to offer competitive LTV / Rate / Point structures that cater to your needs, all while maintaining our reputation for lightning-fast closings – all without the hassle of appraisals. These preferred terms are attainable and contingent upon specific creditworthiness and experience benchmarks, allowing us to support your investment deal effectively.

Why Choose EquityMax's Preferred Terms Loan Program?

The Perfect Blend of Flexibility and Speed

EquityMax has always prided itself on the ability to close quickly, without the red tape of institutional lenders. We only lend our own family money, and clients speak directly with the owners. These attributes add up to less waiting, and more closing.

No Appraisal Required

Don’t wait 2 weeks just for your appraisal valuation to come back. EquityMax does not use any AMCs, and employs BPOs for values on properties. We directly communicate with the broker to get your property valued within 2-3 business days.

Competitive Rates and Extended Loan Terms

While most lenders are raising interest rates in the current economic climate, EquityMax is lowering them. If an experienced, credit worthy investor, you will qualify for the lowest terms in the market!

Dependent on Credit and Experience

Are you a successful investor? Never missed a payment. Ready to close more deals; quicker and cheaper. Then you are perfect for this unique loan program only EquityMax can offer.

Preferred Terms Loan Requirements

Experience Requirement	2 completed flips in the last 12 months or 4 in the last 24 months
Credit Requirements	720+ across all three bureaus; no delinquency or derogatory events
Markets	Major Metro Areas Only
Property Type	Residential Single Family & 1-4 Multi-Unit
Loan Size	$150,000 - $500,000
LTV	80-90% of the Purchase Price; capped at 65% of ARV
Rate	8.99% - 10.99%
Points	2 – 3 points
Appraisal	None
Closing Timeline	2 weeks
Term	12 months; but extendable thereafter. No balloon. No Prepayment Penalty.

How It Works?

1. Contact EquityMax

Reach out to our team to discuss your investment project and determine if you qualify for our Preferred Terms Loan Program.

2. Information & Evaluation

No application required. Just some basic property information with a soft-credit pull, and you’ll be on your way.

3. Customized Terms

If you qualify, we’ll work with you to create a favorable and customized loan package that suits your specific investment needs.

4. Fast Funding

Once your terms are finalized, we’ll expedite the funding process, ensuring you have access to the capital you need as quickly as possible.

EquityMax Disclaimer – This specific loan program and terms herein are subject to lender withdrawal, prior to any fee collection from borrower. Thereafter, if not closed within 30 days of initial terms issued in writing, lender withholds the sole authority to withdraw or adjust terms

Preferred Terms Loans