Hard Money Loans for Construction Completion Projects

If you’re a borrower in the middle of a construction project and you need funding to finish, EquityMax can provide you with the financial assistance you need to get the job done. Our loan application process is quick and easy, with minimal paperwork required, and we can fund your loan within 48 hours. With EquityMax, you’ll have access to one of the leading direct lenders in the country who will work with you to fund your project. Whether you need to finish a home renovation or complete a commercial construction project, EquityMax can help you get there.

Get Funded For Construction Completion Loan Today

Prequalify In 10 Minutes Or Less

Close In 48 Hours Or Less

Residential Or Commercial Projects

No Minimum Credit Score

No Appraisal

How Does A Construction Completion Hard Money Loan Work?

1. To obtain a hard money loan for construction completion, the borrower must have the following:

  • A free and clear property (with no outstanding mortgage) that is mid-construction and has a certain level of equity. The roof and interior framing must be complete. Drywall does not need to be installed.
  • Documentation about the property, including plans, permits, and estimates for the remaining work to be done.
  • A Fix and Flip Renovation that is in the midst of rehab, and additional funds are needed to complete the project.

2. Based on this information, EquityMax will determine the amount of the loan, and we can finance up to 100% of the remaining rehab/construction budget, subject to LTV thresholds.

3. The borrower will then receive the loan amount in a single lump sum, which can be used to pay for the remaining construction costs. Or, the borrower can choose to accept the funds in draws.

4. Once the property is sold, you can pay off the loan without a prepayment penalty, or EquityMax can help you refi into a long-term loan.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal?

Find a Loan Program Customized For Your Industrial or Warehouse Hard Money Loan

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee

What Our Clients Say

May 20, 2022

I owned a commercial condo in Hawaii of all places, and I unfortunately found only one lender that would refinance it.  Fortunately, that one lender was EquityMax!

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal?

The EquityMax Difference


Flexible loan sizes. Any credit score. Any project. EquityMax does not conform to a “box” of what we can or cannot finance.  If there is profit potential in your deal, we’ll work to get it done on fair terms.

Less Is More

Bank Statements, Tax Returns, Applications…Forget about it. A simple & expedited prequalification process can be done in 10 minutes or less, over the phone or online. Once that’s completed, we can immediately send you a Proof of Funds letter.

Whatever It Takes

Need us on Weekends? After Hours? EquityMax understands the 24 / 7 / 365 nature of our business and will always strive to do everything necessary to ensure your deal gets CLOSED and FUNDED. We are here for you.

Family Business

Sick of dealing with representatives that can’t make the final decision by themselves?  We’re family owned and operated and you’ll talk to the principals who make decisions for the company.  We’ll tell you if the deal makes sense.