COMPETIVE REAL ESTATE FINANCING THROUGHOUT CALIFORNIA

With so many hard money options for real estate investors in the Golden State, EquityMax looks to separate itself through speed and longevity. While other lenders come and go, EquityMax relies on 30 years of operational experience to make the loan process easy and effortless for all of its borrowers.

  • realtor
  • breia
  • cfri
  • palm-beach
  • dreia
  • famp
  • jaxreia
  • tampa-reia
  • tampa-reia

Customized Hard Money Options for your Next Project

FAMILY MONEY

EquityMax is not reliant on institutional funds to close your deals. This means in-house decision making without any third-party involvement and immediate acess to the money that closes your deals.

NO APPRAISAL

Fewer docs means less lag time between our first call with the borrower and closing. EquityMax sources reliable data for nearby comps to verify your loan amount without the need for a formal appraisal.

OWNERS INSIGHT

Want to know what we think? Get on a call or e-mail the owners directly, who seamlessly guide our real estate investors through the financing process, answering all of your questions along the way.

NEW INVESTORS WELCOME

EquityMax offers the same private money products to both new and seasoned investors. We welcome the opportunity to build a relationship with all of borrowers, whether it’s your first deal, or 10th deal.

READY TO GET STARTED?  

NEW TO INVESTING?  

FIX AND FLIP / CASH-OUT REFI

  • High LTV / Low Rates / Flexible Term

  • Minimal Insurance Requirements

  • Zero Prepayment Penalty

FOREIGN NATIONAL LOANS

  • ZERO Credit or Qualification Requirements

  • No Personal Guarantee Required

  • Free Comparable and Repair Analysis

TRANSACTIONAL FUNDING

  • Catering to Real Estate Wholesalers

  • 1-3 Day Funding

  • Minimal Notice to Close

NON-RECOURSE LENDING

  • Invest through a Self-Directed IRA or Solo 401K

  • Net Proceeds from Investing are Tax-Deferred

  • No Personal Guarantee

View more detailed information on the financing options listed above to see how each fits into your specific investment strategy.

What Our Clients Say

  • I have been an investor working with EquityMax for 20 years, and I must say it has been a great and profitable relationship.  EquityMax was able to lend me millions throughout the years even through the Great Recession when all other hard money lenders had no funds.  Currently I have almost thirty rental properties and several rehabs in process, all loans from EquityMax.   From the friendly staff and great advice from Brad and now Greg, EquityMax and their financial programs have been a crucial reason for my success. If you plan properly, and use the wealth of knowledge from both Brad and Greg, you too can have a long-term, and profitable relationship with the professional team at EquityMax.

    Alfred Lariviere
    Alfred Lariviere Seasoned Real Estate Investor

frequently asked questions

What types of real property does EquityMax lend on?

EquityMax lends on any form of residential property, including single family homes, 1-4 multi-unit properties, condominiums & townhomes, and even small apartment complexes (20 units or less).  We also lend on commercial property and industrial warehouses.

Once I am prequalified, how quickly can I obtain a Proof of Funds letter?

EquityMax can send a borrower a Proof of Funds within 5 minutes of receipt of an acceptable, three-score credit report.  If a borrower does not have a recent report, he/she can request that Equitymax pull it.  For instructions, please click here.

Can EquityMax finance multiple properties simultaneously for borrowers?

Yes. EquityMax has multiple borrowers with several active loans in our portfolio.

Do I need to hold properties in a business entity?

EquityMax does not require our borrowers to be a Corporation of LLC.  We can originate loans to individuals, LLCs, Corporations, Land Trusts, and Self-Directed IRAs.