Known as the “The First State,” Delaware has provided consistent real estate opportunity to both intrastate and interstate investors. EquityMax has made it a mission to provide a diverse set of options for all ranges of investors, whether you are investing in Dover, Newark, Wilmington, or beyond. We understand the need to be more than a lender in your transaction, but a partner to see you through the entire process. EquityMax welcomes the opportunity to financially guide you through your next deal to realize your maximum profit potential as an investor.

Dynamic Hard Money Financing In Delaware

No One Is Faster

Funding your transaction on or before the closing date is always a priority. EquityMax expedites underwriting quicker than anyone, with the ability to fund a deal within 2-3 days – without an appraisal – so long as the title has been completed and reviewed.

You Ask, We Deliver

The strength of our company is the feedback we receive from both new and longstanding borrowers. EquityMax always listens to ways in which we can make our products the best in class. Above all, we will beat competitor terms, as our team looks to build long-term relationships with all of our clients.

Turnkey Or Rehab

EquityMax lends to several types of real estate investors, from those who invest in extensive rehab projects to zero-rehab, turnkey properties. Whether a cash-out refinance or fix-and-flip investment, we will help you see through the entire scope of work, big or small, to ensure your return on investment is fully realized.

Flexible Financing Solutions

The team at EquityMax will always offer the most transparent terms in today’s market, with no hidden costs whatsoever. When deciding on whether to invest in real estate, our borrowers always know exactly what their loan will cost and how it fits into the framework of their deal.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Delaware?

Latest Success Story

A first-time investor team had an opportunity to buy a profitable deal from the family of the home’s most recent owner. Even though it was their first deal, EquityMax required no additional docs than a repeat borrower. They successfully fixed the property, and are currently cash-flowing, even with a hard money loan!


Location - Laurel, DE

Loan Amount - $20,000

Purchase Price - $35,000

Loan Type - Purchase

Term - 12 Moths - 17 Years (Borrower Option)

Rehab Amount - $15,000

Actual Retail Value - $100,000

Profit - $40,000

Driving Factors For Delaware Real Estate Market

Increasing Home Prices

Forgot about any pandemic malaise. Since the beginning of COVID-19 the state’s median home value has increased approximately 20.9%, giving investors more cash to invest in the marketplace.

Limited Inventory

Demand for housing has increased significantly compared to historical industry data. With demand vigorously outpacing supply, at 1.2 months of available inventory, purchasing an economical deal has become more fleeting.

Increasing Rental Prices

With more people priced out of buying a home, they are turning to becoming tenants. Even with, with more renters competing for fewer units, landlords are driving up their pricing, asking for higher rents than ever before.

Delaware Real Estate Market Breakdown


Median Home Value


Foreclosure Properties


Bank Owned Properties



Popular Counties: New Castle, Sussex, Kent, Dorchester

EquityMax Insight

Overall, real estate is on the rise in Delaware with improving economic conditions across the board. While there has been a recent decline in distressed properties throughout the state, will increasing interest rates lead to more foreclosures…only time will tell. Overall, we’re bullish that the Blue Hen State will continue to grow as a place for investors to buy, sell, rent, and lease investment real estate.

What Our Clients Say

April 13, 2022

Being our first deal and with limited cash, we were looking at a small deal to invest in. EquityMax was one of the few lenders, if not the only one, that offers loans less than $50,000.  It was great to have them be a partner in our first real estate deal.

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

Our BPO agent in Delaware covers the entire state for us…all the way from Wilmington to Dover to Lewes. Talk about covering a lot of ground!

Frequently Asked Questions

In a state like Delaware that has such a diverse composition of cities, towns, and villages, EquityMax lends in areas to suit a variety of investors. Rural homes on acreage, modular homes, or even metro area condos, EquityMax will finance those and everything in between.

We think investors from more costly metro areas out of state (i.e. Washington DC) will flock to neighboring states as they seek out more cost-effective investment opportunities.

Hardly is there a time to discriminate in where to invest! Each major market in the state, and even surrounding suburban and rural markets, are prime so long as the deal makes financial sense.

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