QUICK AND HASSLE-FREE HARD MONEY LOANS IN DELAWARE

Known as the “The First State,” Delaware has provided consistent real estate opportunity to both intrastate and interstate investors.  EquityMax has made it a mission to provide a diverse set of options for all ranges of investors, whether you are investing in Dover, Newark, Wilmington, or beyond. We understand the need to be more than a lender in your transaction, but a partner to see you through the entire process. EquityMax welcomes the opportunity to financially guide you through your next deal to realize your maximum profit potential as an investor.
  • realtor
  • breia
  • cfri
  • palm-beach
  • dreia
  • famp
  • jaxreia
  • tampa-reia
  • tampa-reia

Forward-thinking Financing In Delaware

NO ONE IS FASTER

Funding your transaction on or before the closing date is always a priority. EquityMax expedites underwriting quicker than anyone, with the ability to fund a deal within 2-3 days – without an appraisal – so long as the title has been completed and reviewed.

TURNKEY OR REHAB

EquityMax lends to several types of real estate investors, from those who invest in extensive rehab projects to zero-rehab, turnkey properties. Whether a cash-out refinance or fix-and-flip investment, we will help you see through the entire scope of work, big or small, to ensure your return on investment is fully realized.

YOU ASK, WE DELIVER

The strength of our company is the feedback we receive from both new and longstanding borrowers. EquityMax always listens to ways in which we can make our products the best in class. Above all, we will beat competitor terms, as our team looks to build long-term relationships with all of our clients.

FLEXIBLE FINANCING SOLUTIONS

The team at EquityMax will always offer the most transparent terms in today’s market, with no hidden costs whatsoever. When deciding on whether to invest in real estate, our borrowers always know exactly what their loan will cost and how it fits into the framework of their deal.

CLOSE IN 48 HOURS OR LESS! READY TO GET STARTED ON YOUR NEXT DEAL IN DELAWARE?

Latest Success Story

A first-time investor team had an opportunity to buy a profitable deal from the family of the home’s most recent owner. Even though it was their first deal, EquityMax required no additional docs than a repeat borrower. They successfully fixed the property, and are currently cash-flowing, even with a hard money loan!

PURCHASE
Location – Laurel, DE
Loan Amount – $20,000
Purchase Price – $35,000
Loan Type – Purchase
Term – 12 Months – 17 years (Borrower Option)
Rehab Amount – $15,000
Actual Retail Value – $100,000
Profit – $40,000

Driving Factors for Delaware Real Estate Market

  • Increasing Home Prices

    Forgot about any pandemic malaise. Since the beginning of COVID-19 the state’s median home value has increased approximately 20.9%, giving investors more cash to invest in the marketplace.

  • Limited Inventory

    Demand for housing has increased significantly compared to historical industry data. With demand vigorously outpacing supply, at 1.2 months of available inventory, purchasing an economical deal has become more fleeting.

  • Increasing Rental Prices

    With more people priced out of buying a home, they are turning to becoming tenants. Even with, with more renters competing for fewer units, landlords are driving up their pricing, asking for higher rents than ever before.

Real Estate Market Breakdown Of Delaware

  • Median Home Value:
    $328,936
  • Foreclosure Properties:
    1,204
  • Bank Owned Properties:
    9
  • Auction:
    159
  • Popular Counties
    • New Castle
    • Sussex
    • Kent
    • Dorchester

EquityMax Insight

Overall, real estate is on the rise in Delaware with improving economic conditions across the board. While there has been a recent decline in distressed properties throughout the state, will increasing interest rates lead to more foreclosures…only time will tell. Overall, we’re bullish that the Blue Hen State will continue to grow as a place for investors to buy, sell, rent, and lease investment real estate.

What Our Clients Say

  • "Being our first deal and with limited cash, we were looking at a small deal to invest in. EquityMax was one of the few lenders, if not the only one, that offers loans less than $50,000.  It was great to have them be a partner in our first real estate deal."

    Tiny First-Time Real Estate Investor

FIX AND FLIP / CASH-OUT REFI

  • High LTV / Low Rates / Flexible Term

  • Minimal Insurance Requirements

  • Zero Prepayment Penalty

FOREIGN NATIONAL LOANS

  • ZERO Credit or Qualification Requirements

  • No Personal Guarantee Required

  • Free Comparable and Repair Analysis

TRANSACTIONAL FUNDING

  • Catering to Real Estate Wholesalers

  • 1-3 Day Funding

  • Minimal Notice to Close

NON-RECOURSE LENDING

  • Invest through a Self-Directed IRA or Solo 401K

  • Net Proceeds from Investing are Tax-Deferred

  • No Personal Guarantee

Have you been previously denied by a lender? Get a second chance with EquityMax

Did You Know?

Our BPO agent in Delaware covers the entire state for us…all the way from Wilmington to Dover to Lewes.  Talk about covering a lot of ground!

frequently asked questions

Where is the best market in Delaware to currently invest?

Hardly is there a time to discriminate in where to invest! Each major market in the state, and even surrounding suburban and rural markets, are prime so long as the deal makes financial sense.

Where do you see the future of investing in the state?

We think investors from more costly metro areas out of state (i.e. Washington DC) will flock to neighboring states as they seek out more cost-effective investment opportunities.

What types of real estate property does EquityMax lend on in Delaware?

In a state like Delaware that has such a diverse composition of cities, towns, and villages, EquityMax lends in areas to suit a variety of investors. Rural homes on acreage, modular homes, or even metro area condos, EquityMax will finance those and everything in between.

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