Georgia Hard Money Loan Programs & Private Lending

Name: Ernesto
Item: EquityMax
Rating: 5
Author: Ernesto

Georgia offers plenty of ventures to profit in today’s real estate market, whether you are a new investor or a seasoned industry veteran. It does not matter if your area of expertise is a smaller suburb or metro city, there are several investment opportunities to maximize your success. Your market could be Atlanta, Augusta, or even Columbus; one of the most important components to success is a trustworthy financing partner who you can count on for each and every deal. EquityMax is ready, willing, and able to be that partner.

Let EquityMax Cater To Your Specific Lending Needs In Georgia

Any Metro Area In Georgia

While actively financing in larger metro counties such as Fulton, Gwinnett, Cobb, and DeKalb, EquityMax also offers hard money in smaller suburban cities and towns throughout Georgia. Let us offer a private funding option that works for you, no matter where you invest.

Experience And Expertise

Our company has been a family owned-and-operated business since 1990, including fully solvent throughout all market downturns of the last 30 years. Our ability to maintain profitable operations for 3 decades speaks to our excellent investment know-how and decision making skills.

Borrow From The Bank

We do not have investors, or carry any outside credit facilities. When you are financed by EquityMax, the funds are coming from our personal funds. Cut out the middleman, work directly with the owners, and close your deal within 48 hours of title and lien search receipt.

Easy Qualifying, Quick Closings

EquityMax does not require a minimum credit score, or have a formal application process. We do not order appraisals or surveys, and do not ask for bank statements, tax returns, or other financial information. Fewer documents means less underwriting “red tape” and a faster funding timeline for your transaction.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Georgia?

Prequalify Now

Latest Success Story

An investor approached us to finance a great purchase in the greater Atlanta metro area. The borrower aggressively shopped rates, points, and LTV across multiple lenders, locally, and nationwide. However, EquityMax matched, and subsequently beat those terms to offer the borrower a competitive loan that she hopes will lead to a profitable venture.

FIX AND FLIP
Location - Tucker, GA
Loan Amount - $180,000
Purchase Price - $225,000
Loan Type - Purchase
Term - 12 Moths - 17 Years (Borrower Option)
Rehab Amount - $45,000
Actual Retail Value - $320,000
Profit - $50,000

Driving Factors For Georgia Real Estate Market

Population Growth

The peach state has a population of 10.6 million people and it has grown by 8.6% since 2010.

Economy

Georgia was spared of the harsh job cuts from COVID-19 and the economy is expected to grow by 4% this year. Additionally, Seventeen Fortune 500 companies are located in Georgia including Home Depot, UPS, Coca-Cola, Delta Air Lines, Honeywell, and SunTrust Banks.

Affordability & Quality of Life

Georgia is the 18th most affordable state for housing in the U.S. and near the top for best states to live and work.

Georgia Real Estate Market Breakdown

$324,888

Median Home Value

2,886

Foreclosure Properties

71

Bank Owned Properties

2,815

Auction

Popular Counties: Fulton, Cobb, Gwinnett, Dekalb, Chatham

EquityMax Insight

Given the initial purchase price, a rehab of merely $45K on a property with an ARV of over $300K is quite manageable. The borrower was able to secure acquisition financing from EquityMax, and handled the rehab with ease. After staging the home and marketing it for sale, the home went pending in 2 short weeks. The state’s healthy economy, growing population, quality life, and affordability are positive signals that real estate investors can be profitable in any part of Georgia.

What Our Clients Say

EquityMax

April 12, 2021

EquityMax has funded several residential deals for me over the last year. They have already improved their terms from our initial transaction together. I always run the investment scenario through them to offer me peace of mind that it will be a profitable real estate venture.

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible Term • Minimal Insurance Requirements • Zero Prepayment Penalty

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Foreign National Loans

ZERO Credit or Qualification Requirements • No Personal Guarantee Required • Free Comparable and Repair Analysis

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Transactional Funding

Catering to Real Estate Wholesalers • 1-3 Day Funding • Minimal Notice to Close

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Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401K • Net Proceeds from Investing are Tax-Deferred • No Personal Guarantee

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Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

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Did You Know

EquityMax is a proud member of both South Atlanta REIA and Atlanta REIA. The latter investment alliance is run by Dustin Griffin, who also organizes the monthly Tampa REIA meetings, which EquityMax also attends with frequency.

Frequently Asked Questions

Do I need to hold properties in a business entity?

EquityMax does not require our borrowers to be a Corporation of LLC. We can originate loans to individuals, LLCs, Corporations, Land Trusts, and Self-Directed IRAs.

Can EquityMax finance multiple properties simultaneously for borrowers?

Yes. EquityMax has multiple borrowers with several active loans in our portfolio.

Can I meet EquityMax in person?

EquityMax is a hands-on operation that loves meeting with clients. We are actively part of AtlantaREIA and attend monthly. You can always see us there to chat in person!

Does EquityMax prefer any particular market in Georgia over others?

EquityMax lends on real estate throughout the state of Georgia. We feel there are equal opportunities in metro, suburban, and even rural parts of the state to successfully invest.

How do I find properties in Georgia to invest in?

Local Wholesalers, along with national companies like New Western and Net Worth offer plentiful opportunities for investors to purchase and invest in real estate.

Once I am prequalified, how quickly can I obtain a Proof of Funds letter?

EquityMax can send a borrower a Proof of Funds within 5 minutes of receipt of an acceptable, three-score credit report. If a borrower does not have a recent report, he/she can request that Equitymax pull it. For instructions, please click here.

What types of real estate property does EquityMax lend on?

EquityMax lends on any form of residential property, including single family homes, 1-4 multi-unit properties, condominiums & townhomes, and even small apartment complexes (20 units or less). We also lend on commercial property and industrial warehouses.

Reliable Financing Options In Georgia

Let EquityMax Cater To Your Specific Lending Needs In Georgia

Any Metro Area In Georgia

Experience And Expertise

Borrow From The Bank

Easy Qualifying, Quick Closings

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Georgia?

Latest Success Story

Driving Factors For Georgia Real Estate Market

Georgia Real Estate Market Breakdown

$324,888

2,886

71

2,815

EquityMax Insight

What Our Clients Say

Loan Programs

Fix and Flip / Cash-Out REFI

Foreign National Loans

Transactional Funding

Non-Recourse Lending

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

Frequently Asked Questions

Do I need to hold properties in a business entity?

Can EquityMax finance multiple properties simultaneously for borrowers?

Can I meet EquityMax in person?

Does EquityMax prefer any particular market in Georgia over others?

How do I find properties in Georgia to invest in?

Once I am prequalified, how quickly can I obtain a Proof of Funds letter?

What types of real estate property does EquityMax lend on?

Receive Immediate Pre-qualification Within 10 Minutes!

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