EquityMax specializes in minimal doc, value-add real estate financing on residential and commercial projects. Whether your property is distressed or turnkey, throughout Indianapolis or surrounding cities, there is a directly-funded, private money source available to you. The end goal: to ensure hassle-free, profit-maximizing loans for your next real estate investment.

A Hassle-Free Approach To Your Next Deal In Indiana

2-Day Funding

EquityMax is the market leader in quick closings. Because of our expedited and efficient underwriting process, our team can close your deal within 48 hours after receiving the title commitment.

Marion County & Beyond

EquityMax understands great deals exist in metropolitan cities as well as outer-lying suburbs. Regardless of where your property is, we will finance your next investment purchase or refinance with ease.

Best Terms, Always

Just because a lender has the lowest rate doesn’t make them the cheapest option. EquityMax guarantees being the cheapest lender, inclusive of interest, points, fees, and insurance requirements.

We Work Weekends

Deals often happen after working hours, and that is an opportunity EquityMax relishes. Our team is available 24/7/365 to answer all of your hard money inquiries and scenarios.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Indiana?

Latest Success Story

A borrower with poor credit came to us with the desire to cash out her investment property to put into her real estate business. The collateral property itself was owned free-and-clear, and the client was looking for a relatively safe LTV. Hence, even with sub-optimal credentials, EquityMax was able to fund the borrower with ease.


Location - South Bend, IN

Loan Amount - $100,000

Purchase Price - $325,000

Loan Type - REFI

Term - 12 Moths - 17 Years (Borrower Option)

Rehab Amount - Fully Repaired

Actual Retail Value - $395,000

Profit - 12% ROI/Monthly

Driving Factors For Indiana Real Estate Market

House Hunting Frenzy

Although COVID-19 has weakened the economy some, low interest rates, the desire for more space for working at home, and more people moving away from big cities like Indianapolis into the surrounding suburbs.

Affordable and Attractive

The Hoosier state offers relatively inexpensive home prices, low cost of daily living, high caliber public education, and a central location amongst other states in the midwest US.

Business-Friendly Economy

Indianapolis runs on a surplus balanced budget which is due to the low tax levied on business premises. Thus, making the city a great option for real estate investors looking to market properties to entrepreneurs and startups.

Indiana Real Estate Market Breakdown


Median Home Value


Foreclosure Properties


Bank Owned Properties



Popular Counties: Marion, Lake, Allen, Hamilton, St. Joseph

EquityMax Insight

Indiana real estate is performing well as the overall economy rebounds from the Q3 lull of 2020. Demand for housing is strong while supply is decreasing, giving sellers the upper hand. Additionally, interest rates are not anticipated to drastically rise soon, giving buyers an opportunity to buy at these higher prices…making it a perfect storm for increasing value in the market. In 2020, over 95,000 homes were sold in Indiana which is a 6.4% increase from the prior year. Moving forward into 2021, investors are cautiously optimistic that the demand for homes will continue to grow.

What Our Clients Say

May 3, 2021

I had a deal being held up in probate court for months, and EquityMax stood by me until the end when funding was finally needed.  They were great with communication and provided me with several updated prequalification letters that I needed throughout the process.  Glad to have worked with them!

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

Brad Emmer, the Owner of EquityMax, was originally an investor himself. From 1988-1990, he invested in dozens of rehab projects himself, before venturing into the lending business the same year.

Frequently Asked Questions

EquityMax does not require our borrowers to be a Corporation of LLC.  We can originate loans to individuals, LLCs, Corporations, Land Trusts, and Self-Directed IRAs.

Yes. EquityMax has multiple borrowers with several active loans in our portfolio.

We often find that less populated areas such as land-heavy acreage with fewer buyers may be a better opportunity than a crowded market where prices can be artificially driven up.

Network! There are great opportunities to network virtually or in person. These are means in which several of our borrowers find properties to invest in.

EquityMax can send a borrower a Proof of Funds within 5 minutes of receipt of an acceptable, three-score credit report.  If a borrower does not have a recent report, he/she can request that Equitymax pull it.  For instructions, please click here.

EquityMax lends on any form of residential property, including single family homes, 1-4 multi-unit properties, condominiums & townhomes, and even small apartment complexes (20 units or less).  We also lend on commercial property and industrial warehouses.

EquityMax lends on real estate throughout the state of Indiana, and have found opportunities to successfully profit from Evansville through to South Bend.  Though Indianapolis is flooded with more investors than ever, there still exists opportunities in its most populous metro area.

Receive Immediate Pre-qualification Within 10 Minutes!