EquityMax specializes in minimal doc, value-add real estate financing across multiple asset classes. From residential to commercial, industrial to agricultural, we feel every deal has lending potential.  Whether your property is distressed or turnkey, throughout the state of Kansas there is a directly-funded, private money source available to you. The end goal: to ensure hassle-free, profit-maximizing hard money loans for your next real estate project.

A Hassle-Free Approach To Your Next Deal In Kansas

2-Day Funding

EquityMax is the market leader in quick closings. Using strictly our own family money, we can close your deal within 48 hours after receiving the title commitment.  There is not a lender that closes quicker than us!

We Work Weekends

EquityMax does not conform to a box when it comes to running our business.  Deals often happen after working hours, and that is an opportunity EquityMax relishes. Our team is available 24/7/365 to answer all of your hard money inquiries and scenarios. Let’s get to work!

Best Terms, Always

Just because a lender has the lowest rate doesn’t make them the cheapest option. EquityMax guarantees being the cheapest lender, inclusive of interest, points, fees, and insurance requirements.

We Finance Around The State

From Wyandotte and Johnson Counties to Wichita and Topeka, EquityMax offers hard money financing throughout Kansas. No matter the property type – rural, residential, or urban. In large metro areas and smaller towns alike, if the deal has profit potential, we will finance it with minimal requirements and no hassle.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Kansas?

Latest Success Story

A mortgage broker brought us a scenario where a client owned a large track of land free and clear. He was in need of a temporary bridge loan for further investing, but didn’t need a large amount of cash.  We offered a very conservative Loan-to-Value of 30% and gave him the cash he needed on his next investment.

Cash-Out REFI

Location - Kansas City, KS

Loan Amount - $25,000

Purchase Price - N/A

Loan Type - Cash-Out REFI

Term - 12 Moths - 17 Years (Borrower Option)

Rehab Amount - N/A

Actual Retail Value - $75,000

Profit - TBD

Driving Factors For Kansas Real Estate Market

Increasing Home Prices

Previous for-sale inventory around Kansas has dried up considerably, and now there are not enough properties to meet the rising demand.  Resultant home prices are rising to levels never seen before and making the market as dynamic as ever.

Buyers Favoring Small Cities

Larger metro cities in the state are beginning to price out investors, and they are increasingly flocking to more suburban areas or smaller towns for more affordable living conditions across the board.

Increasing Rental Rates

Kansas has a price-to-rent ratio of 16.10.  Meaning, it is officially more affordable to rent as a tenant than the upkeep of being a homeowner. As such, the risk of vacancy, evictions, and higher maintenance for landlords has greatly decreased.

Kansas Real Estate Market Breakdown

$237,333

Median Home Value

674

Foreclosure Properties

116

Bank Owned Properties

150

Auction

Popular Counties: Johnson, Sedgwick, Wyandotte, Shawnee, Douglas

EquityMax Insight

A strong economy throughout the Kansas market has made for a hot real estate market, and this ultimately bodes well for investors across the state. Although there are fewer distressed properties available and home prices are increasing, there are still myriad opportunities for investors to earn profit on their deals. A popular exit strategy at the moment has been avoiding selling and shifting the home to become a long-term rental or short-term rental. These buy and hold deals are offering investors the ability to offset today’s high prices with equally impressive rental returns.

What Our Clients Say

EquityMax
April 13, 2022

The best way I can summarize working with EquityMax is as follows: Easy, quick, and they did a deal I couldn’t find any other lender to do!

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

An obvious one – EquityMax finances the same city in two separate states…Kansas City.

Frequently Asked Questions

EquityMax has been lending in the great state for nearly 20 years, having been in business for longer, at over 30 years.

The great idea about lending in Kansas is the diverse types of assets that we can lend on, from single family homes, to homes on acreage, to more metro investment opportunities.

EquityMax lends on mainly residential real estate – inclusive of single family homes, condos, and townhomes. In a state like Kansas, we focus on more non-traditional investment opportunities, such as vacant land, manufactured/modular homes, and more rural investment loans.

Receive Immediate Pre-qualification Within 10 Minutes!

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee