RELIABLE HARD MONEY FINANCING IN LOUISIANA

The Bayou State has long been a market that favors nearly every strategy for investors: wholesaling, rehabbing, and renting. From New Orleans and Baton Rouge to Shreveport and Lafayette, EquityMax covers the entire state with carefully thought-out hard money loans to help you profit in today’s growing market. Let us show you why EquityMax has been an industry leader in private lending for nearly 30 years.
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Louisiana Hard Money Made Easy With Equity Max

WE ARE THE BANK

EquityMax is a 100% debt-free company, and we only lend our own personal funds as a single family office. This leads to quicker decision-making and faster communication to ensure your deal closes on-time, or sooner.

EXPERIENCE MATTERS

Since our inception over 30 years ago, we have operated as a family owned business. EquityMax clients can rely on the continuity and expertise to make the origination, funding, and servicing of your loan as seamless as possible.

MINIMIZE THE RED TAPE

Less documents means easier underwriting and faster turnaround. There is no formal application necessary, nor does EquityMax require a minimum credit score to qualify. Additionally, we do not verify bank statements, tax returns, or other financial information.

YOUR PERFECT LOAN

EquityMax will always listen to what loan parameters will work optimally for you, and do our best to execute your plan. The end result: to promote your short-term and long-term real estate goals through successful and profitable real estate investments.

CLOSE IN 48 HOURS OR LESS! READY TO GET STARTED ON YOUR NEXT DEAL IN LOUISIANA?

Latest Success Story

An investor in Baton Rouge was purchasing an investment property.  He was seeking long-term financing, however this would have proved too time consuming for a purchase loan, and he would have missed his closing deadline.  EquityMax closed him in 10 days, at which point he now has title to the property.

Ready-To-Rent Single Family Home
Location – Baton Rouge, LA
Loan Amount – $280,000
Purchase Price – $196,000
Loan Type – Purchase
Term – 12 Months – 17 years (Borrower Option)
Rehab Amount – $0
Actual Retail Value – $325,000
Profit – $10,500 annual cash flow

Driving Factors for Louisiana Real Estate Market

  • Affordability

    The median home value is below the national average and it’s cheaper to own a home in the state than it is to rent. As a result, there is a high demand for local real estate investors to take advantage of.

  • Foreclosures

    Louisiana has proven to be a great place for investors to take advantage of distressed homes. With home defaults on the rise again in 2022, investors have a great opportunity to capitalize on the high profit margins from both REOs and Short Sales.

  • Rates Will Increase

    In an attempt to slow down inflation, the Fed has announced they will increase interest rates for the immediate future. Therefore, as the rate hikes are implemented, you can expect more buyers will be looking to sell sooner rather than later.

Real Estate Market Breakdown Of Louisiana

  • Median Home Value:
    $186,754
  • Foreclosure Properties:
    1,386
  • Bank Owned Properties:
    46
  • Auction:
    841
  • Popular Counties
    • East Baton Rouge
    • Jefferson
    • Orleans
    • Lafayette
    • Saint Tammany

EquityMax Insight

While Louisiana’s median home value is well below the national average at $204,414, the lack of home value growth may be a blessing in disguise. The state’s affordable buying opportunities are igniting more buying activity and enabling real estate investors to capitalize on properties and achieve higher profit margins. Additionally, foreclosures are increasing across the state so investors should pay careful attention to delinquent homeowners so they can be quick to secure quality deals with higher profit potential.

What Our Clients Say

  • “EquityMax was the only lender that quoted a closing timeline of two weeks or less – and they delivered!” 

    Richard Real Estate Investor

FIX AND FLIP / CASH-OUT REFI

  • High LTV / Low Rates / Flexible Term

  • Minimal Insurance Requirements

  • Zero Prepayment Penalty

FOREIGN NATIONAL LOANS

  • ZERO Credit or Qualification Requirements

  • No Personal Guarantee Required

  • Free Comparable and Repair Analysis

TRANSACTIONAL FUNDING

  • Catering to Real Estate Wholesalers

  • 1-3 Day Funding

  • Minimal Notice to Close

NON-RECOURSE LENDING

  • Invest through a Self-Directed IRA or Solo 401K

  • Net Proceeds from Investing are Tax-Deferred

  • No Personal Guarantee

Have you been previously denied by a lender? Get a second chance with EquityMax

Did You Know?

EquityMax’s loans in the gulf coast are predominantly on properties valued at less than $100,000.

frequently asked questions

Does EquityMax prefer any particular market in Louisiana over others?

The great idea about lending in Louisiana is the diverse types of assets that we can lend on, from single family homes, to homes on acreage, to more metro investment opportunities.

What are the best cities to invest in?

You can make any argument as to whether you should invest locally or far away from your central place of business.  Our answer is simple-wherever you find the best deal!

Does Mardi Gras affect real estate values?

We find that any tourism-focused events have a big effect on real estate and corresponding prices.  We would find that Short-Term Rentals, especially, are going to fluctuate the most based on tourism-focused events around the state.

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