The real estate market in Maine has been on the rise over the years for both buy-and-hold borrowers and fix-and-flip investors. Regardless of your next investment project, EquityMax wants to be the hard money lender to assist on all of your real estate investment projects. Throughout The Pine Tree State from Portland to Augusta and Bangor, and even rural areas around the state, EquityMax can offer competitive rates and terms to ensure that our clients turn a profit with each and every transaction.

A Hassle-Free Approach To Hard Money Financing In Maine

2-Day Funding

EquityMax is the market leader in quick closings. Because of our expedited and efficient underwriting process, our team can close your deal within 48 hours after receiving the title commitment.

Large Geographic Landscape

Investing around the state has never been easier, with simplified and transparent financing options throughout the state. Investors in Portland, Bangor, Augusta, or even small rural areas, receive multiple EquityMax hard money loan proposals on each deal. More options at a borrower’s disposal means multiple avenues to maximize his or her return on investment.

Best Terms, Always

Just because a lender has the lowest rate doesn’t make them the cheapest option. EquityMax guarantees being the cheapest lender, inclusive of interest, points, fees, and insurance requirements.

Speak To The Owners

At EquityMax, we believe in having our clients speak directly with the bosses. We are a family owned-and-operated lender of our own funds. The owners of the company are the final decision makers and are happy to chat directly with you about your particular financing needs on each and every real estate investment project.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Maine?

Latest Success Story

An experienced investor has a unique property under contract for purchase – 2 acres of land with 2 manufactured homes and a standalone single family residence. The investor was getting rejected from more “conventional” private lenders. EquityMax stepped in with ease and closed the deal with minimal docs. We have now done 4 deals for this particular client on similar properties.

Residential Property

Location - Newport, ME

Loan Amount - $68,000

Purchase Price - $85,000

Loan Type - Purchase

Term - 12 Moths - 17 Years (Borrower Option)

Rehab Amount - N/A

Actual Retail Value - $150,000

Profit - N/A

Driving Factors For Maine Real Estate Market

Appreciating Home Values

The driving force behind Maine’s real estate market is much like the rest of the U.S., an unbalanced relationship of supply and demand. As a result, decreasing inventory, lower interest rates, and government stimuli have created a seller’s market and increased home values at a historic pace.

Long-Term Rental Properties

With flipping margins decreasing, Maine investors have turned to long-term rental properties and even short-term rentals. “Buy and hold” investment opportunities have enabled investors to offset the high prices of homes in the state with substantially high rental rate of returns.

Low Inventory, For Now

Maine simply doesn’t have enough available inventory to keep up with demand and the lack of listings is only driving prices up even further. It’s projected that more homes will be listed in the coming months which will have the ultimate effect of stabilizing pricing across the state.

Maine Real Estate Market Breakdown


Median Home Value


Foreclosure Properties


Bank Owned Properties



Popular Counties: Cumberland, York, Kennebec, Penobscot, Androscoggin

EquityMax Insight

Along with the rest of the U.S., Maine’s real estate market has seen appreciating home values at a historic pace. Additionally, high prices have also overflowed into the rental market and driven up prices and demand on rental units and even short-term vacation homes. Therefore, while fix and flips still present a profitable return in the state given the right opportunity, investors are finding much success in long-term and short-term rentals as well. Anyone participating in the state’s real estate juggernaut should remain bullish and follow the market daily to seek out deals that best fit their strategy.

What Our Clients Say

May 27, 2021

I am a frequent investor, and had a great opportunity to fix and flip a SFH in Leeds. EquityMax offered quick financing without hassle, and I hope to use them on my next project.

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

As children, the principals spent their summers in Readfield, about 30 minutes outside of August, the state capital of Maine.

Frequently Asked Questions

With more investors flocking larger northeast states for less populous, “country” towns, we feel it only expands the geography for investors to profit by becoming landlords.

Absolutely, in fact, we find that the higher monthly cash-flows generated by an STR provide great financial advantages in servicing a high-interest, hard money loan.

That is a question that many investors have asked us, but we just don’t know.  Until then, seize the opportunities that present themselves TODAY.

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