Minnesota Hard Money Loans — Up To 90% LTV, 48 Hour Close

EquityMax specializes in minimal doc, value-add real estate financing on residential, commercial, and even industrial projects. Whether your property is distressed or turnkey, throughout the Twin Cities or other areas of Minnesota, there is a directly-funded, private money source available to you. The end goal: to ensure hassle-free, profit-maximizing loans for your next real estate investment.

Let EquityMax Cater To Your Specific Lending Needs In Minnesota

No More Middle Men

Our company acts as a single family office, and only deploys its own capital to fund your deals. Less brokers and individuals in between your deals leads to less red tape, less headaches, and a more streamlined path to close and fund your transaction.

Here From Beginning To End

From the moment a team member takes your inquiry, to when you pay off your loan, the EquityMax office remains your single point of contact. We do not outsource servicing to third-party companies, with our team at your service to answer any questions from loan origination to loan payoff.

No Appraisal, No Worries

Don’t let a costly and time-consuming appraisal delay your closing or potentially lower your loan amount. EquityMax never orders appraisals, and instead asks a local broker to conduct a one-page BPO report. Ultimately, this efficient valuation method saves our borrowers time and cost, which leads to quicker and cheaper closings.

Any Region, Area, Or Locale

An investor’s area of expertise ultimately determines where he or she invests. From Minneapolis and St. Paul to Rochester and Duluth, EquityMax funds real estate investment purchases and cash-out refis in urban cities, suburban communities, and rural towns.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Minnesota?

Prequalify Now

Latest Success Story

A client approached us with a rural property containing 3 homes on one parcel. He was getting a great deal under market, but was having a tough time finding a lender to fund this unique purchase. EquityMax funded with minimal down and no appraisal in 2 weeks, leading to a very satisfied borrower!

Residential Property
Location - Red Wing, MN
Loan Amount - $50,000
Purchase Price - $75,000
Loan Type - Purchase
Term - 12 Moths - 17 Years (Borrower Option)
Rehab Amount - $20,000
Actual Retail Value - $155,000
Profit - $40,000

Driving Factors For Minnesota Real Estate Market

Home Prices Continue To Increase

Low supply and high demand have pushed home prices to all-time highs and it’s not expected to drop anytime soon. However, Minnesota residents are starting to become accustomed to the market and aren’t shying away from purchasing homes.

Interest Rate Hikes

Mortgage rates are on the rise with the Fed trying to fight inflation. You can expect buyers to get into the market quicker than ever before rates go even hitherto purchase homes and either flip or refi them into long-term loans.

Potential Buyers Becoming Renters

Historic appreciation of home values is driving more buyers to become renters. As a result, rental properties have turned into an attractive profit opportunity for landlording investors.

Minnesota Real Estate Market Breakdown

$323,002

Median Home Value

1,328

Foreclosure Properties

28

Bank Owned Properties

1,300

Auction

Popular Counties: Hennepin, Dakota, Ramsey, Anoka, Washington

EquityMax Insight

Minnesota’s real estate market remains on par with the national averages. Increasing home values, high demand, and low inventory are all playing a role but it hasn’t stopped buyers, sellers, and investors from continuing to be active in the present market. Profitable fix and flip opportunities, while fewer, still exist for investors to take advantage of in the state. Additionally, long-term rentals have shown to be a good play as high demand has enabled landlords to charge impressive rental rates to their tenants.

What Our Clients Say

EquityMax

May 20, 2022

I was not an experienced investor (a newbie) and was purchasing a property that no other lender would fund. EquityMax came through in the clutch to help me profit on my first deal.

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible Term • Minimal Insurance Requirements • Zero Prepayment Penalty

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Foreign National Loans

ZERO Credit or Qualification Requirements • No Personal Guarantee Required • Free Comparable and Repair Analysis

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Transactional Funding

Catering to Real Estate Wholesalers • 1-3 Day Funding • Minimal Notice to Close

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Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401K • Net Proceeds from Investing are Tax-Deferred • No Personal Guarantee

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Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

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Did You Know

EquityMax has been lending in Minnesota since before the Great Recession of 2008…nearly 20 years in the Gopher State!

Frequently Asked Questions

Does EquityMax care about population size in the Minnesota cities where I invest?

It doesn’t matter if it’s a larger city or a smaller city with a tiny population, EquityMax looks at all opportunities based on the deal itself.

Does EquityMax lend to “newbie” investors in Minnesota?

EquityMax does not discriminate when it comes to experience in this business. So long as the deal makes sense, it does not matter if it’s your first or 10th deal…we’ll finance it!

Will EquityMax lend to me with a bankruptcy or other delinquencies on my credit?

Yes, EquityMax will lend even with a bankruptcy, so long as it’s been discharged and it does not affect your ability to obtain credit. There can also be other delinquencies on your credit (even collections), and we will still fund that borrower.

Receive Immediate Pre-qualification Within 10 Minutes!

Prequalify Now

Trustworthy Hard Money In Minnesota From An Experienced Lender

Let EquityMax Cater To Your Specific Lending Needs In Minnesota

No More Middle Men

Here From Beginning To End

No Appraisal, No Worries

Any Region, Area, Or Locale

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Minnesota?

Latest Success Story

Driving Factors For Minnesota Real Estate Market

Minnesota Real Estate Market Breakdown

$323,002

1,328

28

1,300

EquityMax Insight

What Our Clients Say

Loan Programs

Fix and Flip / Cash-Out REFI

Foreign National Loans

Transactional Funding

Non-Recourse Lending

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

Frequently Asked Questions

Does EquityMax care about population size in the Minnesota cities where I invest?

Does EquityMax lend to “newbie” investors in Minnesota?

Will EquityMax lend to me with a bankruptcy or other delinquencies on my credit?

Receive Immediate Pre-qualification Within 10 Minutes!

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