Flexible Real Estate Financing for New Investors

Fast, Reliable Hard Money Loans for New Real Estate Investors

The journey to becoming a real estate investor looks different for everyone. Whether you’re young or old, pursuing a second source of income, or simply exploring real estate as a hobby, one thing is often the same: financing your first deal can be tough. Many lenders only work with experienced investors. EquityMax takes a different approach. We evaluate each borrower and deal individually—so if it’s your first investment, that’s not a problem. You’ll get the same straightforward financing as a seasoned investor, with no extra requirements or red tape.

Why New Investors Choose EquityMax?

No Experience Required

Even if you’re jumping into the deep end, EquityMax will catch you. We welcome the opportunity to help grow your portfolio, starting with your very first real estate transaction.

Fast, Flexible Funding

Regardless of your credit, you can always expect a quick turnaround from our team on supplying a quote, underwriting the deal, and funding your transaction. Everything from A-to-Z completed in as little as 48 hours.

Low-Doc Loans

Forget about bank statements or income docs. No minimum FICO, and never an appraisal. Focusing on the property – not your past – helps your deal close quicker than the competition.

Specialty Loans for Niche Properties

While most lenders focus on standard real estate in major metro areas, EquityMax goes beyond the norm. We specialize in niche lending—rural properties, mobile/manufactured homes, and even deals as small as $15,000.

Family-Owned. Investor-Focused.

Being in business for over 35 years has its benefits. We have seen every scenario imaginable – the good, bad, and ugly! This helps EquityMax expect the unexpected and prevent any delays to your closing.

Credit Isn’t a Dealbreaker

Whether your credit scores are in the 400s or 700s, EquityMax has a set of loan terms it can offer. Plus, the more deals you do with us, you can expect higher LTVs and lower rates each and every time.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal?

Apply For A Loan

How It Works

1. Contact EquityMax

Reach out to our team to discuss your investment deal. Whether it’s your first flip or a buy-and-hold rental, we’ll help you figure out if a hard money loan is the right fit.

2. Quick Deal Evaluation

No lengthy applications. Just provide a few basic property details, and we’ll do a soft credit pull to assess your deal—fast and with no obligation.

3. Tailored Loan Options

Based on your experience and project goals, we’ll offer a hard money loan package built around your needs—flexible, transparent, and designed for new investors.

4. Close Fast

Once terms are accepted, we move quickly to fund your deal—often in as little as 48 hours—so you can close with confidence and start building equity right away.

What Our Clients Say

EquityMax

May 29, 2025

I was starting my real estate journey by looking at properties under $100,000 in the Carolinas. There were few lenders out there catering to smaller purchases, and EquityMax was one of them. I did my first deal with them, and it was a success. I have done several smaller deals since then, all with EquityMax. There is no one better!