Seasoned and new investors alike are right in the midst of an expanding real estate enterprise throughout the state of Oregon. With a range of profitable real estate projects at your fingertips from small towns to major cities like Portland, EquityMax will be the tenured and reliable financing partner that can effectively help you reach your investment goals.

Hard Money Loans For Your Next Deal In Oregon

Speak With The Owners

While EquityMax works on a national scope, it is a family office that only lends its own personal funds. Therefore, every loan decision is made directly in-house, by the owners, and without the need for any middle men. Quicker answers means less hassle and an easier underwriting, closing, and funding process.

No Experience, No Problem

Oregon is becoming a popular market for new real estate investors. Therefore, whether you’ve done one deal or ten flips, we will provide insight and expertise to ensure your purchase or refinance investment is a profitable endeavor. Our trustworthy team is available, and on call, to crunch the numbers in order to maximize the potential of your real estate project.

Speed Is Key

EquityMax regularly closes transactions in as little as 24 hours. We do not require appraisals, surveys, or even a formal application.  Upon receipt of a title search, we can close in 1 day.  Whether you invest in Portland, Eugene, Medford, or beyond, there is no company that can close quicker.

Every Service Under One Roof

Our efficient team handles all aspects of the loan process directly without outsourcing to third-party providers. EquityMax will originate, fund, and service your loan, all under one roof. Having a single point of contact throughout the real estate investment process will provide hands-on peace of mind should you have any questions about our financing.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Oregon?

Latest Success Story

A borrower owned a residential property free and clear, and wanted to expand his cannabis operations to include a warehouse on site where he owned an investment property. He used the equity in his property to “cash out” enough funds that he successfully utilized for his business expansion.

Cannabis-Related Real Estate

Location – Huntington, OR

Loan Amount – $300,000

Purchase Price – N/A

Loan Type – REFI

Term – 12 Months – 17 years (Borrower Option)

Rehab Amount – N/A

Actual Retail Value – $500,000

Profit – To Be Determined

Driving Factors For Oregon Real Estate Market

Smaller Cities Growing More Popular

Prices have continued to rise to historic levels in Portland so homebuyers have been branching out to secondary cities like Bend and Salem. Appreciation hasn’t hit those markets as heavily yet so cheaper home prices will drive more competition to those areas.

Home Prices Still On The Rise

Oregon’s real estate market is hot and high demand with low inventory has sellers increasing home prices to never before seen levels.

Interest Rates Will Continue To Climb

The Federal Reserve has had to increase interest rates to combat inflation and more rate hikes are expected in the future to limit the purchasing power of would be investors and homeowners.

Oregon Real Estate Market Breakdown


Median Home Value


Foreclosure Properties


Bank Owned Properties



Popular Counties: Multnomah, Washington, Clackamas, Lane, Deschutes

EquityMax Insight

Homes appreciated to historic levels this past year as pent-up demand greatly outweighed supply. However, the Fed’s attempt to lower inflation is starting to affect the Oregon real estate market as activity is starting to drop. With that said, fix-and-flip opportunities are still available across the state and we encourage investors to follow the market closely for any deals that pop up. Additionally, like much of the U.S., long-term rental properties have proven to be a viable and safe option for investors trying to combat the increase in home values. Rental demand is increasing in Oregon and borrowing costs are still relatively low so investors are reaping reasonably cash flows from these projects.

What Our Clients Say

December 8, 2022

“With so few lending options for Cannabis-related real estate, I’m glad to have EquityMax as a partner who will finance these properties.”

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible TermMinimal Insurance RequirementsZero Prepayment Penalty

Foreign National Loans

ZERO Credit or Qualification RequirementsNo Personal Guarantee RequiredFree Comparable and Repair Analysis

Transactional Funding

Catering to Real Estate Wholesalers1-3 Day FundingMinimal Notice to Close

Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401KNet Proceeds from Investing are Tax-DeferredNo Personal Guarantee

Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

Did You Know

EquityMax still has a mortgage originated in Oregon dating back to 2006…and she’s never missed a payment!

Frequently Asked Questions

EquityMax does not limit the number of simultaneous loans a borrower client can do with our company.

Yes, we EquityMax lends on mobile homes, manufactured homes, and modular homes.

EquityMax does not have a credit minimum, so we will gladly finance your next deal.

Receive Immediate Pre-qualification Within 10 Minutes!