Specialty Hard Money Loans

Specialty Loans Tailored to Your Investment

EquityMax has long delivered fast, flexible financing for unique loan scenarios—from cannabis facilities and natural disaster recovery projects to warehouses and auction properties. With over 35 years in private lending, our “family-money” approach closes deals in as little as 48 hours. No appraisals. No red tape from a bank. No minimum credit score.

No matter how complex your deal, no matter how specific the property, if the numbers work, we say yes. In addition, we’ll structure a hard money financing solution designed to maximize your return with minimal cash investment—and we’ll get it done faster than anyone other lender in the industry.

Specialty Loans We Finance

Industrial & Warehouse Hard Money Loans

Designed for e-commerce and logistics-driven projects, our industrial and warehouse loans fund quickly—often in just 48 hours. Fund amounts start as low as $15K, with no credit-score requirement.

Learn More

Cannabis Hard Money Loans

We finance every stage of cannabis real estate—from grow houses to retail dispensaries and CBD manufacturing. Rates start at 11.99%, and we make decisions fast: prequalify in 10 minutes, close in 48 hours.

Learn More

Natural Disaster Restoration Loans

When unfortunate disaster strikes, so do we—with rapid funding to rebuild damaged or flooded properties. Skip slow appraisals and second guessing from other lenders—we pivot to fast BPO inspections and wire transfers.

Learn More

Niche Hard Money Loans

EquityMax thrives on non-standard deals: mobile homes, self-storage, specialty-use properties, rural and more. If your project has profit potential, we’ll tailor a loan to match.

Learn More

Small Urban Revitalization Loans

We support urban turnaround—downtown rehabs, mixed-use flips, neighborhood renewal. Close within days and unlock value in gentrifying and underserved pockets around town.

Learn More

Construction Completion Project Loans

Need short-term financing to finish that stalled or over budget project? Our direct-capital loans bridge your gap and completion with flexible structures and fast closings.

Learn More

Preferred Terms Loans

For experienced, credit-strong investors—2+ flips in 12 months, 720+ credit—we offer 90% LTV, 8.99–9.99% rates, and 2 points, 12-month terms w/ extensions, no prepayment penalty, and no appraisal.

Learn More

Auction Property Loans

Bidding on auction properties? We provide near-instant proof-of-funds, appraisal-free underwriting, do not require interior access, and fast closings to meet auction deadlines.

Learn More

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal?

Apply For A Loan

Why Choose EquityMax?

Short or Long Term With No Prepayment Penalty

Our 17-year loan term comes with zero prepayment penalties. Pay off your loan on your own timeline—whether that’s in months or years—without extra fees.

Small Loans or Big Loans

We fund deals of all sizes, offering loan amounts from $15,000 to $1 million to match the scale of your investment.

Personal Name, Company, or Land Trust

We lend on non-owner-occupied properties to individuals, LLCs, corporations, or land trusts—giving you full control over how you title your investment.

No Minimum Credit Score

We don’t require a formal application or a minimum credit score. We’ll review your three-score credit report, but even low scores don’t stop us from doing business.

No Appraisal

Skip the delays and cost of a full appraisal. We use faster, more affordable BPOs or walk-through inspections to evaluate your deal. Turn time is generally 2 business days, if not quicker.

Any Property Type

From single-family homes and condos to commercial buildings and warehouses—if the numbers make sense, we’ll fund it.

What Our Clients Say

EquityMax

May 20, 2022

I owned a commercial condo in Hawaii of all places, and I unfortunately found only one lender that would refinance it. Fortunately, that one lender was EquityMax!

EquityMax

August 29, 2022

We had a larger loan opportunity for a Cannabis warehouse in Michigan, and it was incredibly tough finding a lender to even entertain the scenario. We contacted EquityMax, and there was no hesitation in underwriting, valuing, and closing the loan. They are my go-to for several of my Cannabis entrepreneurs seeking real estate-backed financing.

EquityMax

August 29, 2022

I had called numerous lenders to fund my dental office purchase. Even though I had 50% down, very few options existed for financing. I called EquityMax and, not only did they fund it, they closed quicker than anyone else had quoted.

EquityMax

October 29, 2024

"In a market like Washington DC, financing a non-vacant property is a nightmare because of the extensive concessions occupants are given. EquityMax thankfully did not find this to be a deterring factor when I found a great investment opportunity that was on Auction.com."

Ready to Get Started?

Choose your specialty loan and apply now, or prequalify in just 10 minutes. Have questions? Contact our loan experts today—we’re here 24/7 to make your next deal happen.

Prequalify Now

Apply For A Loan

Speciality Loans

Specialty Loans Tailored to Your Investment

Specialty Loans We Finance

Industrial & Warehouse Hard Money Loans

Cannabis Hard Money Loans

Natural Disaster Restoration Loans

Niche Hard Money Loans

Small Urban Revitalization Loans

Construction Completion Project Loans

Preferred Terms Loans

Auction Property Loans

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal?

Why Choose EquityMax?

Short or Long Term With No Prepayment Penalty

Small Loans or Big Loans

Personal Name, Company, or Land Trust

No Minimum Credit Score

No Appraisal

Any Property Type

What Our Clients Say

Ready to Get Started?

Choose your specialty loan and apply now, or prequalify in just 10 minutes. Have questions? Contact our loan experts today—we’re here 24/7 to make your next deal happen.

About Us

Navigate

Loan Programs

Specialty Loans