Reliable Financing Options For Your Next Deal In Tennessee

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The Volunteer State has long been an active real estate market in both large metropolitan areas and smaller suburban cities. From Nashville to Memphis to Knoxville, EquityMax covers the entire state with carefully thought-out hard money loans to help you profit in today’s growing market. Let us show you why EquityMax has been a industry leader in private lending for nearly 30 years.

A Hassle-free Approach To Your Next Deal In Kansas

We Are The Bank

EquityMax is a 100% debt-free company, and we only lend our own personal funds as a single family office. This leads to quicker decision-making and faster communication to ensure your deal closes on-time, or sooner.

Minimize The Red Tape

Less documents means easier underwriting and faster turnaround. There is no formal application necessary, nor does EquityMax require a minimum credit score to qualify. Additionally, we do not verify bank statements, tax returns, or other financial information.

Experience Matters

Since our inception in 1990, we have operated as a family owned-and-operated business. EquityMax clients can rely on the continuity and expertise to make the origination, funding, and servicing of your loan as seamless as possible.

Your Perfect Loan

EquityMax will always listen to what loan parameters will work optimally for you, and do our best to execute that course of action. The end result: to promote your short-term and long-term real estate goals through successful and profitable real estate investments.

Close In 48 Hours Or Less! Ready To Get Started On Your Next Deal In Tennessee?

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Latest Success Story

A Utah-based investor had an opportunity to buy into a great real estate investment in the surrounding Memphis metro area.  However, she needed to pull cash out of one of her homes owned by her self-directed IRA to purchase the commercial property.  EquityMax offered a quick cash-out refi without an appraisal to ensure she had the funds for immediate use on her upcoming transaction.

Cash-Out REFI

Location – Memphis, TN

Loan Amount – $125,000

Purchase Price – N/A

Loan Type – REFI

Term – 12 Months – 17 years (Borrower Option)

Rehab Amount – Fully Repaired At Closing

Actual Retail Value – $250,000

Profit – 15% ROI

Driving Factors For Tennessee Real Estate Market

Prosperous Job Market & Low Cost of Living

Tennessee has a fairly low unemployment rate of 3.4% and features eleven Fortune 500 companies. Additionally, the Volunteer State has one of the lowest costs of living in the United States.

Dynamic Foreign Investor Environment

Nearly 1,000 foreign-owned companies have invested more than $34 billion and generated nearly 140,000 jobs across the state, leading to more demand for properties throughout TN.

Retirement Friendly

Tennessee is attractive to many retirees who have more discretionary income based on lack of Social Security Tax. Additionally, property taxes are low with an AER of only 0.75. These lend itself to more opportunities in developing more senior-friendly communities.

Tennessee Real Estate Market Breakdown

$314,600

Median Home Value

1,338

Foreclosure Properties

55

Bank Owned Properties

1,283

Auction

Popular Counties: Shelby, Davidson, Hamilton, Knox, Montgomery

EquityMax Insight

There is clearly a growing demand for less maintenance-intensive investments, such as condos. Investors must always weigh the cost savings of this strategy with what will likely be a pricey HOA bill. With such an influx of new construction multi-family units being available, it may provide opportunities to purchase at lower price points, given the high supply of available units.

What Our Clients Say

EquityMax
April 30, 2021

There are so few non-recourse lenders in the market, but EquityMax was able to meet the challenge and finance my deal.  It was incredibly easy to work with them, and I loved that they serviced my loan directly even after the loan was funded.

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Debbie
Investor through her Self-Directed IRA

Loan Programs

Fix and Flip / Cash-Out REFI

High LTV / Low Rates / Flexible Term • Minimal Insurance Requirements • Zero Prepayment Penalty

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Foreign National Loans

ZERO Credit or Qualification Requirements • No Personal Guarantee Required • Free Comparable and Repair Analysis

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Transactional Funding

Catering to Real Estate Wholesalers • 1-3 Day Funding • Minimal Notice to Close

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Non-Recourse Lending

Invest through a Self-Directed IRA or Solo 401K • Net Proceeds from Investing are Tax-Deferred • No Personal Guarantee

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Have You Been Previously Denied By A Lender? Get A Second Chance With EquityMax

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Did You Know

EquityMax travels monthly to both the Nashville and Knoxville markets in support of each region’s REIA organizations. As members of both REIN and KnoxREIA, EquityMax has actively been working in both markets helping investors with insight and financing on their real estate investment projects.

Frequently Asked Questions

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 Do I need to hold properties in a business entity?

EquityMax does not require our borrowers to be a Corporation of LLC.  We can originate loans to individuals, LLCs, Corporations, Land Trusts, and Self-Directed IRAs.

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Can EquityMax finance multiple properties simultaneously for borrowers?

Yes. EquityMax has multiple borrowers with several active loans in our portfolio.

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Can I meet with my EquityMax point of contact, in person?

EquityMax is a hands-on operation that loves meeting with clients.  We are actively part of REIN in Nashville and can travel as far east as Chattanooga and Knoxville, should you want to meet in person.

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How Do I Find Properties in Tennessee To Invest In?

Local Wholesalers, along with national companies like New Western Investments and Net Worth Realty offer plentiful opportunities for investors to purchase and invest in real estate.

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I am in between Markets Memphis and Nashville…where should I invest?

Memphis certainly offers lower barrier of entry, given the price points, but Nashville is finding a growing population, which could potentially increase your available buying pool of end users.

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Once I am prequalified, how quickly can I obtain a Proof of Funds letter?

EquityMax can send a borrower a Proof of Funds within 5 minutes of receipt of an acceptable, three-score credit report.  If a borrower does not have a recent report, he/she can request that Equitymax pull it.  For instructions, please click here.

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What types of real estate property does EquityMax lend on?

EquityMax lends on any form of residential property, including single family homes, 1-4 multi-unit properties, condominiums & townhomes, and even small apartment complexes (20 units or less).  We also lend on commercial property and industrial warehouses.

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About Us

Licensed Mortgage Lender
NMLS #1523517

Licensed Real Estate Broker

6216 N. Federal Hwy.
Ft. Lauderdale, FL 33308

(954) 267-9103

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