HARD MONEY LOANS FOR YOUR NEXT DEAL IN TEXAS

As they say, “everything’s bigger in Texas” and that includes the opportunities for real estate investors. This great state separates itself from the rest of the country by its numerous metro areas with continual real estate investment activity.  Whether the market is fluctuating up or down, financing always comes into place when trying to take advantage of a money-making purchase or refinance opportunity.  From Austin to San Antonio or Dallas to Houston, EquityMax has Texas covered with cost-effective loan programs for all of your real estate investing needs.
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Experience the Benefits Of Our Financial Services in Texas

IN-HOUSE SERVICING

From loan origination to loan payoff, the same wonderful staff at EquityMax is here to help. We never sell our loans or outsource loan servicing to a third-party. Once your deal closes, we will fully service your loan and offer a single point of contact to answer all of your post-closing questions.

NEWBIES WELCOME

Texas is a large market, full of opportunity for new investors to join in. While several private money lenders only work with experienced investors, at EquityMax we are encouraged by the opportunity to work with both new and veteran investors alike, whether it is your first deal or your 100th deal.

We Finance Around the State

Whether Harris, Fort Worth, Travis, or Bexar County, EquityMax finances around the state. No matter the property type – rural, residential, or urban. In large metro areas and smaller towns alike, if the deal has profit potential, we will finance it with minimal requirements and no hassle

LONGSTANDING RELIABILITY

For nearly 30 years, we’ve funded more than $2 billion in hard money loans and been a one-stop shop for real estate investors seeking creative financing. Simply put, we have consistently shown our first-time and returning borrowers the expertise needed when they are looking to fund their next investment property.

APPROVALS IN LESS THAN 10 MINUTES. GET AHEAD OF THE REAL ESTATE COMPETITION IN TEXAS!   

PREQUALIFY NOW

Latest Success Story

A first-time investor was purchasing a newer construction home along the eastern coast of Texas at below-market value.  It needed light rehab, which the borrower was willing to front the cost of. EquityMax provided short-term financing at 80% of the purchase.  Borrower exited the loan, refinancing through a traditional bank.  He was undecided at the top of loan payoff whether he would rent the property out or sell to an end-user.

FIX AND FLIP
Location – Galveston, Texas
Loan Amount – $350,000
Purchase Price – $445,000
Loan Type – Purchase
Term – 12 Months – 17 years (Borrower Option)
Rehab Amount – $10,000
After Repair Value – $600,000
Profit – $100,000+

Real Estate Breakdown of Texas

EquityMax Insight

While real estate investors are increasingly noting that inventory is low, the data ironically suggests that real estate activity, in general, has never been more robust over the last 12 months.  Indicators suggest that this should continue for the next 12 months before tapering off significantly thereafter in 2022.

Driving Factors for Texas Real Estate Market

  • Exodus From California

    Big name companies, such as Oracle and Tesla, are moving strategic operations to the Lone Star state. This will ultimately offer further opportunities to develop real estate for purchase and rental.

  • Home Values

    The energy sector – whether gas, oil, and eco-friendly innovation – will increasingly drive real estate investment demand for buyer, sellers, and investors alike.

  • State Government Policies

    A lack of state income tax will always provide monetary loopholes that can maximize profit on any deal.  This provides a wide geographic footprint that investors can take advantage of, whether an investor is local or foreign to the state.

Foreclosure Filings For Texas

What Our Clients Say

  • From the first call, I spoke with Brad and Greg, the owners, and their great support staff, who guided me and answered all of my questions. Everyone at EquityMax was helpful in ensuring a streamlined closing, and even after funding, I know I can reach out to them directly with any questions about my loan.

    Jeff Real Estate Investor, Austin TX

FIX AND FLIP / CASH-OUT REFI

  • High LTV / Low Rates / Flexible Term

  • Minimal Insurance Requirements

  • Zero Prepayment Penalty

FOREIGN NATIONAL LOANS

  • ZERO Credit or Qualification Requirements

  • No Personal Guarantee Required

  • Free Comparable and Repair Analysis

TRANSACTIONAL FUNDING

  • Catering to Real Estate Wholesalers

  • 1-3 Day Funding

  • Minimal Notice to Close

NON-RECOURSE LENDING

  • Invest through a Self-Directed IRA or Solo 401K

  • Net Proceeds from Investing are Tax-Deferred

  • No Personal Guarantee

Interested in more detailed information on financing options for your real estate investment in Texas?

EQUITYMAX LOAN PROGRAMS

EquityMax Team Member Profile

  • GREGORY EMMER
    GREGORY EMMER LICENSED REAL ESTATE BROKER & PRINCIPAL LOAN ORIGINATOR

While Gregory Emmer mainly serves in the capacity of the loan origination and funding side of the business, he also holds a General Contractor License in the state of Florida. This has proved useful when EquityMax has taken back properties via foreclosure and repairs have been necessary prior to re-selling or renting.  His know-how of various trades also helps as EquityMax verifies scope of work of the projects we finance throughout the country.

frequently asked questions

What types of real property does EquityMax lend on?

EquityMax lends on any form of residential property, including single family homes, 1-4 multi-unit properties, condominiums & townhomes, and even small apartment complexes (20 units or less).  We also lend on commercial property and industrial warehouses.

Once I am prequalified, how quickly can I obtain a Proof of Funds letter?

EquityMax can send a borrower a Proof of Funds within 5 minutes of receipt of an acceptable, three-score credit report.  If a borrower does not have a recent report, he/she can request that Equitymax pull it.  For instructions, please click here.

Can EquityMax finance multiple properties simultaneously for borrowers?

Yes. EquityMax has multiple borrowers with several active loans in our portfolio.

Do I need to hold properties in a business entity?

EquityMax does not require our borrowers to be a Corporation of LLC.  We can originate loans to individuals, LLCs, Corporations, Land Trusts, and Self-Directed IRAs.

Do I need to have investment experience in the market I am looking to get a loan in?

EquityMax does not require that you have previously invested in Texas or a particular city (i.e. Dallas, Houston, Austin, etc…) for us to provide you a loan in that area.  If the deal makes sense, we’ll lend on it.

Does EquityMax allow Texas Loans to have Second Mortgages / Seller Financing?

EquityMax gladly allows borrowers to take on additional debt outside of our financing to secure the property.

How long has EquityMax been financing in Texas?

While EquityMax’s origins started out in 1990, financing strictly in Florida, we have been lending in Texas for several years, dating back 20 years.

Does EquityMax have a minimum loan amount?

EquityMax understands that investors work in a variety of financial capacities.  A big deal for someone may be a smaller deal for someone else.  Hence, EquityMax tailors it’s financing to a client’s specific needs, with loans as small as $25,000 up to $1,000,000.

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